Blog | Vanguard Realty

Rate cut showdown: 25 or 50 bps? Economists split on Bank of Canada's next move

10/11/2024 | Posted in Interest Rates by Vanguard Realty
SHARE

Strong employment results for September have tempered Bank of Canada rate cut expectations for later this month. ... More

Bank of Canada, Bank of Canada Benchmark Rate, Interest Rate Forecast

The Bank of Canada is expected to cut rates again, with U.S. Fed on deck

9/3/2024 | Posted in Interest Rates by Vanguard Realty
SHARE

The Bank of Canada is widely expected to deliver a third consecutive interest rate cut on Wednesday as inflationary forces continue to cool on both sides of the Canada-United ... More

Bank of Canada, Bank of Canada Benchmark Rate, Canada Inflation Rate, Canada Living, Canadian Debt, Interest Rate Forecast, Interest Rates, Mortgage Interest Costs, Variable Rate Mortgages

We could reach 2% inflation by this summer: National Bank

2/28/2024 | Posted in Interest Rates by Vanguard Realty
SHARE

Could Canada’s headline inflation rate reach the neutral target of 2% by this summer, a full year sooner than the Bank of Canada’s own forecasts? ... More

Bank of Canada, Bank of Canada Benchmark Rate, Interest Rate Forecast, Interest Rates

The Bank of Canada's latest move may signal higher rates

2/10/2024 | Posted in Interest Rates by Vanguard Realty
SHARE

BoC's cash-management tool reboot suggests no easing on the horizon, surprising markets ... More

Bank of Canada, Bank of Canada Benchmark Rate

Fixed mortgage rates in Canada resume their decline amid economic volatility

2/3/2024 | Posted in Interest Rates by Vanguard Realty
SHARE

After a short-lived upswing in bond yields last month that nudged some fixed mortgage rates higher, lenders are once again bringing them back down. ... More

Bank of Canada, Bank of Canada Benchmark Rate, Interest Rate Forecast, Interest Rates

BoC set to leave rate unchanged in January, says RBC

1/19/2024 | Posted in Interest Rates by Vanguard Realty
SHARE

The Bank of Canada is likely to leave its overnight rate unchanged in its first decision of 2024, according to new forward guidance by the Royal Bank of Canada. ... More

Bank of Canada, Bank of Canada Benchmark Rate, Canada Living, Household Debt, Interest Rates, Mortgage Rates Canada, Variable Rate Mortgages

Big banks slash mortgage rates this week to reflect lower bond yields in Canada

1/12/2024 | Posted in Interest Rates by Vanguard Realty
SHARE

Nearly all of the country’s big banks slashed their advertised fixed mortgage rates this week, in some cases by as much as 70 basis points (or 0.70%). ... More

Big Six, Fixed Rate Mortgages

Bank of Canada holds key rate steady at 5 per cent, says economy is weakening

9/6/2023 | Posted in Interest Rates by Vanguard Realty
SHARE

The Bank of Canada held its key interest rate steady at five per cent today, citing recent evidence that suggests the economy is weakening. ... More

Bank of Canada, Bank of Canada Benchmark Rate, Interest Rates, Variable Rate Mortgages

Sustained low interest rates no longer possible, says former BoC governor

9/4/2023 | Posted in Interest Rates by Vanguard Realty
SHARE

This is despite a projected slight drop in the BoC’s policy rate by the end of 2024 or early 2025 ... More

Bank of Canada, Bank of Canada Benchmark Rate, Interest Rates, Mortgage Interest Costs, Mortgage Rates Canada, Variable Rate Mortgages

Another rate hike coming, say Big Six banks

7/7/2023 | Posted in Interest Rates by Vanguard Realty
SHARE

All six of Canada’s main commercial lenders now expect the Bank of Canada to raise interest rates next week after the country’s labor market tripled expectations in ... More

Bank of Canada, Bank of Canada Benchmark Rate, Big Six, Canadian Banks

The Bank of Canada's 'conditional pause' on interest rates may be over - so brace for another hike soon

6/6/2023 | Posted in Interest Rates by Vanguard Realty
SHARE

After hitting pause on rates, growing speculation the bank is ready to hike again ... More

Bank of Canada, Bank of Canada Benchmark Rate, Interest Rates, Mortgage Renewals

Lenders - including some big banks -are hiking fixed mortgage rates again

5/29/2023 | Posted in Interest Rates by Vanguard Realty
SHARE

The past two weeks have seen a flurry of mortgage rate increases at mortgage lenders, including several of the Big 6 banks. ... More

Fixed Rate Mortgages, Home Buyers, Mortgage Consumers, Mortgage Rates Canada, Mortgage Trends, Variable Rate Mortgages

Growing number of economists predicting another imminent BoC rate jump

5/23/2023 | Posted in Interest Rates by Vanguard Realty
SHARE

Housing market growth and persistent inflation challenges are hardening expectations of an increase ... More

Bank of Canada announces interest rate decision

10/30/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

The Bank of Canada (BoC) announced today that it would keep the overnight rate at 1.75%. ... More

Bank of Canada, Bank of Canada Benchmark Rate, Canadian Households, Mortgages & Real Estate, Variable Rate Mortgages

Bank of Canada reveals latest interest rate decision

9/4/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

The Bank of Canada resisted pressure from investors by declining to signal it will soon follow global peers in easing monetary policy. ... More

Bank of Canada, Bank of Canada Benchmark Rate, Canadian Debt, Economic Growth, Interest Rates, Mortgage Consumers, Variable Rate Mortgages

A Bank of Canada rate cut as early as September

8/20/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

A slowing economy and growing trade tensions suggest a cut will happen more quickly than currently accounted for, Macquarie economist says. ... More

Bank of Canada, Bank of Canada Benchmark Rate, Canadian Debt, Household Debt, Mortgage Consumers, Mortgage Rates Canada, Variable Rate Mortgages

The bank offering the world's first negative mortgage rate

8/18/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

Negative mortgage interest rates offered in Denmark. How is it possible? ... More

Interest Rates, World Real Estate Markets

Canadian mortgage rates falling to their lowest level in 2 years

6/7/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

Spring is typically a busy time for home sales, so lenders are competing fiercely right now for new business — and that's adding up to record low rates for borrowers. ... More

Canada, First Time Home Buyers, Fixed Rate Mortgages, Home Buyers, Mortgage Consumers, Mortgage Rates Canada, Mortgage Refinancing, Mortgages & Real Estate, Variable Rate Mortgages

Bank of Canada maintains overnight rate target at 1.75 per cent

5/29/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

The Bank of Canada today maintained its target for the overnight rate. ... More

Bank of Canada, Bank of Canada Benchmark Rate, Household Debt, Interest Rates, Mortgage Consumers, Mortgages & Real Estate, NonMortgage Debt

Interest rate cut now unlikely say economists

5/27/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

The Bank of Canada will make its May interest rate decision Wednesday but it’s unlikely there will be a change according to a panel of experts. ... More

Bank of Canada, Bank of Canada Benchmark Rate, Household Debt, Interest Rates, Mortgage Consumers, Mortgage Rates Canada, Mortgages & Real Estate, NonMortgage Debt, Variable Rate Mortgages

Poloz expects rates to rise 'a bit' but unsure on timing

5/21/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

Bank of Canada Governor Stephen Poloz said he sees the slowdown in Canada’s economy as temporary and that interest rates will likely go up – he just doesn’t know ... More

Bank of Canada, Bank of Canada Benchmark Rate, Canadian Housing Market, Economic Growth, Interest Rates

Latest stats make interest rate hikes highly unlikely in 2019

5/1/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

The latest reading of Canada’s economy brings both good and bad news for the housing market. ... More

Canada GDP, Economic Growth, Household Debt, Interest Rates, Mortgages & Real Estate, Statistics Canada

Bank of Canada keeps rates steady, cuts language about future hikes

4/24/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

Bank of Canada keeps rates steady, cuts language about future hikes. ... More

Bank of Canada, Bank of Canada Benchmark Rate, Household Debt, Interest Rates, Mortgage Consumers, Mortgages & Real Estate, NonMortgage Debt, Variable Rate Mortgages

Bank of Canada to hold interest rates through 2020: TD Securities

3/15/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

The Bank of Canada will likely hold off raising interest rates through all of 2020, and could even cut rates later this year, according to TD Securities’ senior rates ... More

Bank of Canada, Bank of Canada Benchmark Rate, Household Debt, Interest Rates, Mortgage Consumers, Mortgage Trends, Mortgages & Real Estate, NonMortgage Debt, Variable Rate Mortgages

Bank of Canada maintains overnight rate target at 1.75%

3/6/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

The Bank of Canada (BoC) is keeping its key interest rate target on hold at 1.75 per cent on Wednesday, citing concerns about the global economy and Canada’s own recent ... More

Bank of Canada, Bank of Canada Benchmark Rate, Economic Growth, Household Debt, Interest Rates, Mortgages & Real Estate

Why Canadians are suffering a bankruptcy spike

2/25/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

The Bank of Canada began raising its key overnight lending rate in July 2017 and it’s now at the highest level in a decade. Accustomed to historically low and even negative ... More

Bank of Canada, Bank of Canada Benchmark Rate, Bankruptcy, Canada, Household Debt, Interest Rates, Mortgage Consumers, Mortgages & Real Estate, NonMortgage Debt

Interest rates low enough to stimulate economy: BoC

2/22/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

Stephen Poloz says the upward path for interest rates is 'uncertain'. ... More

Bank of Canada, Bank of Canada Benchmark Rate, Canadian Housing Market, Economic Growth, Interest Rates, Mortgage Rates Canada

Poloz buys borrowers more time but punishes savers

1/16/2019 | Posted in Interest Rates by Vanguard Realty
SHARE

What the Bank of Canada's decision to hold its key rate means for borrowers and savers. ... More

Bank of Canada, Bank of Canada Benchmark Rate, Household Debt, Interest Rates, Mortgage Consumers, NonMortgage Debt, Savings

To Prospective Clients

At Vanguard Realty, we look forward to demonstrating our passion for our industry and superior level of excellence in selling, leasing and marketing your properties. Fill out the form below and we'll get back to you promptly.