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The Canadian mortgage market continues to suffer from the impact of lower home sales in major markets as the stress tests weaken homebuyers’ abilities. ... More

Canadian mortgage rates have already tumbled in recent months and more discounts could be on the way for homebuyers, a according to a new forecast. ... More

Canada’s top federal banking regulator says a stress-test for uninsured mortgages is “working,” but that it is still keeping an eye on lending practices. ... More

Spring is typically a busy time for home sales, so lenders are competing fiercely right now for new business — and that's adding up to record low rates for borrowers. ... More

The Bank of Canada today maintained its target for the overnight rate. ... More

The Bank of Canada will make its May interest rate decision Wednesday but it’s unlikely there will be a change according to a panel of experts. ... More

Canadian households continued to pile up debt in the fourth quarter of 2018 according to a new report from CMHC. ... More

The Canadian credit market has grown but it appears that consumers are generally managing their debt well. ... More

Bank of Canada Governor Stephen Poloz suggested that lenders should encourage mortgage products with longer terms as a means of distributing risk more evenly and insulating the ... More

Goodbye, variable-rate mortgage. Everyone’s going fixed these days, and for good reason. ... More

The self-employed are among the growing number of Canadians turning to private lenders in order to obtain a mortgage. ... More

Bank of Canada keeps rates steady, cuts language about future hikes. ... More

CIBC economist says regulators need to revisit rules that have made it harder to get a mortgage. ... More

The Bank of Canada is likely to stand pat on interest rates for the remainder of this year and well into 2020, according to the chief economist of BMO Financial Group. ... More

Poloz's optimism Monday about the future could ease speculation the central bank could lower rates. ... More

The First-Time Home Buyer Incentive actually reduces affordability. ... More

The Bank of Canada will likely hold off raising interest rates through all of 2020, and could even cut rates later this year, according to TD Securities’ senior rates ... More

Canada’s household debt levels will force around 1 in 5 people with debt to sell assets to stay above water. ... More

More Canadians are running into serious issues with their mortgage payments according to a new report. ... More

The Bank of Canada began raising its key overnight lending rate in July 2017 and it’s now at the highest level in a decade. Accustomed to historically low and even negative ... More

While a decline in sales in January 2018 was expected, the decline this January was disturbing. ... More

The B-20 mandated stress test is already outdated considering current market realities, according to a real estate firm head. ... More

Canada’s banking regulator defended tougher mortgage underwriting rules blamed recently for a slump in the nation’s housing market, but left open the possibility that ... More

Canada is considering subjecting private lenders to the same mortgage stress test rules faced by banks to prevent housing markets from being destabilized by the lenders' rapid ... More

What the Bank of Canada's decision to hold its key rate means for borrowers and savers. ... More

The prospect of interest rate hikes is particularly daunting for residents of Toronto and Vancouver—two cities with debt levels well above the national average. ... More

Just a few months ago economists were predicting that the Bank of Canada would take a bullish stance on interest rates following its talk of ‘normalization’ of the ... More

New B-20 rules have created an uneven playing field because stress tests don't apply to people renewing mortgages with their current lender ... More

Rising interest rates and new mortgage rules have finally forced an end to years of rapid lending, according to the latest data from Bank of Canada. ... More

If you’re shopping for a mortgage and believe what the bond market is telling us, it implies your odds of success with a fixed rate may have just changed. ... More