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The self-employed are among the growing number of Canadians turning to private lenders in order to obtain a mortgage. ... More

Bank of Canada keeps rates steady, cuts language about future hikes. ... More

CIBC economist says regulators need to revisit rules that have made it harder to get a mortgage. ... More

The Bank of Canada is likely to stand pat on interest rates for the remainder of this year and well into 2020, according to the chief economist of BMO Financial Group. ... More

Poloz's optimism Monday about the future could ease speculation the central bank could lower rates. ... More

The First-Time Home Buyer Incentive actually reduces affordability. ... More

The Bank of Canada will likely hold off raising interest rates through all of 2020, and could even cut rates later this year, according to TD Securities’ senior rates ... More

Canada’s household debt levels will force around 1 in 5 people with debt to sell assets to stay above water. ... More

More Canadians are running into serious issues with their mortgage payments according to a new report. ... More

The Bank of Canada began raising its key overnight lending rate in July 2017 and it’s now at the highest level in a decade. Accustomed to historically low and even negative ... More

While a decline in sales in January 2018 was expected, the decline this January was disturbing. ... More

The B-20 mandated stress test is already outdated considering current market realities, according to a real estate firm head. ... More

Canada’s banking regulator defended tougher mortgage underwriting rules blamed recently for a slump in the nation’s housing market, but left open the possibility that ... More

Canada is considering subjecting private lenders to the same mortgage stress test rules faced by banks to prevent housing markets from being destabilized by the lenders' rapid ... More

What the Bank of Canada's decision to hold its key rate means for borrowers and savers. ... More

The prospect of interest rate hikes is particularly daunting for residents of Toronto and Vancouver—two cities with debt levels well above the national average. ... More

Just a few months ago economists were predicting that the Bank of Canada would take a bullish stance on interest rates following its talk of ‘normalization’ of the ... More

New B-20 rules have created an uneven playing field because stress tests don't apply to people renewing mortgages with their current lender ... More

Rising interest rates and new mortgage rules have finally forced an end to years of rapid lending, according to the latest data from Bank of Canada. ... More

If you’re shopping for a mortgage and believe what the bond market is telling us, it implies your odds of success with a fixed rate may have just changed. ... More

CMHC has published its financial report for the third quarter of 2018 which also reveals insights into this year’s homebuyers. ... More

The Bank of Canada should hold pat on interest rates until the spring according to The C.D. Howe Institute's Monetary Policy Council. ... More

The main reason that 15% of Canadian homeowners refinanced their homes was to consolidate debt. ... More

The bank says stress tests and higher interest rates have reduced the share of new high-leverage, insured loans to six per cent from 20 per cent in late 2016. ... More

As Canadian mortgages come up for renewal, many households are starting to experience what TD Economics has dubbed a “completely new phenomenon” – higher ... More

Updated numbers from the Bank of Canada showed that the balance of insured mortgage debt suffered its largest decline in history. ... More

The benchmark rate set by the central bank is called the overnight rate and it’s now at 1.75 per cent, up from 0.5 per cent in the summer of 2017. ... More

Consumer spending is expected to slow as Canadians spend more on the interest on their debt. ... More

Homeowners could be facing two interest rate rises in the coming months according to an updated forecast by CIBC. ... More

CMHC’s new guidelines that make it easier for self-employed borrowers to qualify for a mortgage came into effect on Oct 1. ... More