9/8/2021 | Posted in Mortgage Interest Rates by Vanguard Realty
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The Bank of Canada delivered a status quo rate decision today, keeping its target rate and bond purchases unchanged. ... More

Real Estate & Mortgage News

  9/8/2021 | Posted in Mortgage Interest Rates by Vanguard Realty
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The Bank of Canada kept its key interest rate target on hold Wednesday as it warned the fourth wave of the pandemic and supply bottlenecks could weigh on the economic recovery. ... More

Real Estate & Mortgage News

  8/31/2021 | Posted in Mortgages and Real Estate by Vanguard Realty
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A new report shows that Q2 volumes were the highest ever recorded in a single quarter ... More

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  8/27/2021 | Posted in Canadian Economy and Interest Rates by Vanguard Realty
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If above-target inflation persists, it could have ramifications for homeowners in the form of shifting rate-hike expectations. ... More

Real Estate & Mortgage News

  8/20/2021 | Posted in Mortgages and Real Estate by Vanguard Realty
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Canadians are piling into mortgages at more than double the historical pace as the housing market appears to moderate after a pandemic boom. ... More

Real Estate & Mortgage News

  6/27/2021 | Posted in Mortgages and Real Estate by Vanguard Realty
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Low mortgage rates are allowing borrowers to pay off their mortgages faster than ever. ... More

Real Estate & Mortgage News

  6/8/2021 | Posted in Mortgages and Real Estate by Vanguard Realty
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A surge in mortgage borrowing is pushing consumer debt loads higher in Canada despite falling credit card use, as households plow more money into their homes while spending less ... More

Real Estate & Mortgage News

  4/19/2021 | Posted in Mortgages and Real Estate by Vanguard Realty
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The pace of mortgage borrowing continued to slow in February, according to data from Statistics Canada. ... More

Real Estate & Mortgage News

  3/30/2021 | Posted in Mortgages and Real Estate by Vanguard Realty
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The national mortgage debt balance hit a new record high of $1.65 trillion in Q4 2020, according to data from Statistics Canada. ... More

Real Estate & Mortgage News

  3/25/2021 | Posted in Mortgages and Real Estate by Vanguard Realty
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As many as 14% of millennials said that they have not been entirely truthful on a previous credit or loan application, compared to the national average of 7%, according to a ... More

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  3/8/2021 | Posted in Canadian Economy and Interest Rates by Vanguard Realty
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Investors see rising chances that the Bank of Canada would hike interest rates next year as the economic outlook improves, but the central bank is likely to push back against ... More

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  3/3/2021 | Posted in Mortgages and Real Estate by Vanguard Realty
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Canadian mortgage rates are beginning to inch higher for the first time since before the COVID-19 crisis, reflecting the spike in long-term bond yields, but with home loans still ... More

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  2/23/2021 | Posted in Mortgages and Real Estate by Vanguard Realty
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Canadian home buyers may be looking at higher mortgage rates sooner than expected. ... More

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  1/20/2021 | Posted in Mortgages and Real Estate by Vanguard Realty
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Canadian Mortgage Debt Increased 7.4% in November compared to a year earlier, pushing total up to nearly $1.66 trillion, according to StatsCan. ... More

Real Estate & Mortgage News

  1/5/2021 | Posted in Mortgages and Real Estate by Vanguard Realty
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For those of you who need a mortgage in the next 12 months, here are five humble prophecies about the year ahead. ... More

Real Estate & Mortgage News

  10/8/2020 | Posted in Mortgages and Real Estate by Vanguard Realty
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As payment deferrals begin to expire, Canada’s outstanding mortgage credit is now exhibiting slower growth. ... More

Real Estate & Mortgage News

  9/25/2020 | Posted in Mortgages and Real Estate by Vanguard Realty
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The largest share of new mortgages in Canada is still with the big banks, according to the Canada Mortgage and Housing Corporation. ... More

Real Estate & Mortgage News

  9/10/2020 | Posted in Mortgages and Real Estate by Vanguard Realty
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Canadians piled on mortgage debt even as COVID-19 forced the country into lockdowns, and Canada Mortgage and Housing Corporation (CHMC) worries many will eventually struggle to ... More

Real Estate & Mortgage News

  7/9/2020 | Posted in Financial Health by Vanguard Realty
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Canadian household debt has shown relatively muted increases despite growth in the mortgage segment, according to data from the central bank. ... More

Real Estate & Mortgage News

  6/30/2020 | Posted in Mortgages and Real Estate by Vanguard Realty
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While mortgage rates have been tumbling steadily over the last couple of months, many are now in record-setting territory, with certain 1- to 5-year fixed rates now available for ... More

Real Estate & Mortgage News

  6/23/2020 | Posted in Mortgage Interest Rates by Vanguard Realty
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Low interest rates will be the norm for the foreseeable future, Bank of Canada Governor Tiff Macklem said earlier this week. ... More

Real Estate & Mortgage News

  5/12/2020 | Posted in Mortgages and Real Estate by Vanguard Realty
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The coronavirus has plunged market activity into a deep freeze ... More

Real Estate & Mortgage News

  4/17/2020 | Posted in Mortgages and Real Estate by Vanguard Realty
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Canadian banks processed more than 670,000 mortgage deferrals or skipped payments in the month since announcing a measure to help consumers weather the economic hit from the ... More

Real Estate & Mortgage News

  4/4/2020 | Posted in Mortgages and Real Estate by Vanguard Realty
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Canada’s biggest banks have received nearly half a million requests from homeowners to hold off mortgage payments as the economic fallout from the COVID-19 pandemic deepens, ... More

Real Estate & Mortgage News

  4/2/2020 | Posted in Canadian Housing Market by Vanguard Realty
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Real estate listings are drying up, open houses have been canceled, and buyers are staying home. ... More

Real Estate & Mortgage News

  3/28/2020 | Posted in Canadian Economy and Housing Market by Vanguard Realty
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Canada’s largest banks are fielding a deluge of requests to defer payments on mortgages as businesses suffer from efforts to curb the spread of the new coronavirus and job ... More

Real Estate & Mortgage News