3/2/2024 | Posted in Home Buyers by Vanguard Realty
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The federal government has announced it will be discontinuing its First-Time Home Buyer Incentive (FTHBI) program as of March 21. ... More

Real Estate & Mortgage News

  2/27/2024 | Posted in Home Buyers by Vanguard Realty
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One third of Canadians are considering alternative home ownership models, a new survey has found, as purchasing a home remains out of reach amid an ongoing affordability crunch. ... More

Real Estate & Mortgage News

  9/8/2023 | Posted in Home Buyers by Vanguard Realty
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It’s no secret that Canada’s banking regulator has its sights set on fixed-payment variable-rate mortgage products. And OSFI chief Peter Routledge reiterated that ... More

Real Estate & Mortgage News

  8/14/2023 | Posted in Home Buyers by Vanguard Realty
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Originally introduced to mitigate borrower default risks in the event of rising interest rates, some brokers now argue that Canada’s mortgage stress test is no longer needed ... More

Real Estate & Mortgage News

  5/17/2023 | Posted in Home Buyers by Vanguard Realty
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A string of aggressive interest rate hikes from the Bank of Canada is driving short-term fixed-rate mortgage demand higher, according to a new survey. ... More

Real Estate & Mortgage News

  1/3/2020 | Posted in Home Buyers by Vanguard Realty
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Have you decided to purchase a new condo? Consider these things to ensure you understand your rights as a new home buyer. ... More

Real Estate & Mortgage News

  12/13/2019 | Posted in Home Buyers by Vanguard Realty
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Millions of Canadian millennials feel they may never be able to follow previous generations into homeownership according to a new survey. ... More

Real Estate & Mortgage News

  9/16/2019 | Posted in Home Buyers by Vanguard Realty
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In an election announcement on Thursday, Liberal Party Leader Justin Trudeau promised to turbocharge the First-Time Home Buyer Incentive (FTHBI) for Canadians who live in ... More

Real Estate & Mortgage News

  8/24/2019 | Posted in Home Buyers by Vanguard Realty
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New data shows the country’s youngest buyers are being affected most by the government’s mortgage stress tests. ... More

Real Estate & Mortgage News

  6/18/2019 | Posted in Home Buyers by Vanguard Realty
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The incentive will allow eligible first-time homebuyers who have the minimum down payment for an insured mortgage with CMHC, Genworth or Canada Guaranty, to apply to finance a ... More

Real Estate & Mortgage News

  6/13/2019 | Posted in Home Buyers by Vanguard Realty
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Three quarters of homebuyers in three of Canada's largest housing markets are not willing to take financial risks when buying a home, ... More

Real Estate & Mortgage News

  5/17/2019 | Posted in Home Buyers by Vanguard Realty
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The Conservative Party leader says he's "absolutely committed" to reviewing the rule. ... More

Real Estate & Mortgage News

  5/15/2019 | Posted in Home Buyers by Vanguard Realty
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Canada needs to be building more homes to meet demand which is greater than official figures suggest. ... More

Real Estate & Mortgage News

  5/7/2019 | Posted in Home Buyers by Vanguard Realty
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Young families in particular want strong transit links, short commute ... More

Real Estate & Mortgage News

  4/30/2019 | Posted in Home Buyers by Vanguard Realty
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If you’re considering a custom-built home, here’s everything you need to know. ... More

Real Estate & Mortgage News

  4/4/2019 | Posted in Home Buyers by Vanguard Realty
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Canada's housing agency says new spending measures aimed at helping first-time buyers afford homes won't push prices up more than a few tenths of a percentage point. ... More

Real Estate & Mortgage News

  11/30/2018 | Posted in Home Buyers by Vanguard Realty
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CMHC has published its financial report for the third quarter of 2018 which also reveals insights into this year’s homebuyers. ... More

Real Estate & Mortgage News

  10/4/2018 | Posted in Home Buyers by Vanguard Realty
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CMHC’s new guidelines that make it easier for self-employed borrowers to qualify for a mortgage came into effect on Oct 1. ... More

Real Estate & Mortgage News

  9/13/2018 | Posted in Home Buyers by Vanguard Realty
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Rising rents is making homeownership the affordable alternative according to a new report. ... More

Real Estate & Mortgage News

  9/4/2018 | Posted in Home Buyers by Vanguard Realty
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Here are some interesting data about Gen Zers and their homeownership plans and goals. ... More

Real Estate & Mortgage News

  7/20/2018 | Posted in Home Buyers by Vanguard Realty
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With detached family homes few and far between in Canada's major housing markets, these trends may leave new homebuyers in a lurch. ... More

Real Estate & Mortgage News

  7/19/2018 | Posted in Home Buyers by Vanguard Realty
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Canada Mortgage and Housing Corp. is making changes intended to make it easier for the self-employed to qualify for a mortgage ... More

Real Estate & Mortgage News

  7/5/2018 | Posted in Home Buyers by Vanguard Realty
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Toronto real estate may not be what it was one year ago, but it’s still a battle for home buyers. ... More

Real Estate & Mortgage News

  7/4/2018 | Posted in Home Buyers by Vanguard Realty
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There appears to be little relief in sight for Canadian homebuyers, especially first-time buyers, as affordability is likely to worsen. ... More

Real Estate & Mortgage News

  6/12/2018 | Posted in Home Buyers by Vanguard Realty
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Private lenders have doubled their share of Canadian mortgages since 2015. ... More

Real Estate & Mortgage News

  6/6/2018 | Posted in Home Buyers by Vanguard Realty
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York Region municipal councillors have proposed a municipal land transfer tax, but the CEO of the Ontario Real Estate Association is imploring them to consider the ... More

Real Estate & Mortgage News

  5/23/2018 | Posted in Home Buyers by Vanguard Realty
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A study out of Ryerson University warns of a severe housing shortage in the near future. ... More

Real Estate & Mortgage News

  5/16/2018 | Posted in Home Buyers by Vanguard Realty
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First-time home buyers already struggling with more stringent mortgage rules have been dealt another blow by an increase this week in the Bank of Canada’s five-year mortgage ... More

Real Estate & Mortgage News

  5/9/2018 | Posted in Home Buyers by Vanguard Realty
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The bar is now higher for homebuyers to qualify for mortgages in Canada after the central bank raised a key metric used in stress tests that determine borrowers’ ... More

Real Estate & Mortgage News

  5/1/2018 | Posted in Home Buyers by Vanguard Realty
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The Canadian Imperial Bank of Commerce says it will raise its five-year fixed-rate mortgage rate Tuesday by 15 basis points. ... More

Real Estate & Mortgage News

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